The rising cost of living continues to take a toll on working families, with a growing percentage of American workers unable to find a living-wage job or their current job fails to boost them over the poverty line after adjusting for inflation, according to the monthly True Rate of Unemployment report by the Ludwig Institute for Shared Economic Prosperity.
The report for the month of October topped 23.6%, a 1.3 percentage point increase over the previous month. This is the biggest month-over-month increase since the beginning of the pandemic in April 2020, and an indication that low- and middle-income workers are having a tougher time just to cover basic necessities.
“Until the last quarter, this administration has been doing well raising living standards for many middle- and lower-income Americans. However, both inflation and the Fed’s response to it – a precipitous rise in interest rates – are taking a big bite out of this progress. American families are hurting due to a combination of higher prices and wages failing to keep up,” said Gene Ludwig, the chair of the Ludwig Institute for Shared Economic Prosperity. “Policymakers from both sides of the aisle would be well served to take heed and implement proactive policies creating good-paying jobs capable of supporting a family, and at a bare minimum, cover basic needs and provide for a reasonable quality of life.”
The unemployment report by the Ludwig Institute can spell particularly bad news for low- and middle-income workers when one considers that the Consumer Price Index (CPI) is understating the impact of inflation on middle- and lower-income households. Last week, the Ludwig Institute released data supporting its True Living Cost Index, a measure of the effect of rising prices on the ability of families to pay for minimum adequate needs in seven categories: food, housing, healthcare, transportation, basic technology, childcare, and apparel/personal care. It found that from 2020 to 2021, the price of necessities has increased 5.8% versus the Consumer Price Index’s 4.7%.
“If we are to address the kitchen table issues most important to American families, it must begin with addressing how we measure the economy – one size does not fit all,” Ludwig said. “The sooner we understand the dire and very real challenges facing middle- and lower-income households, the sooner we can work together for meaningful, sustainable solutions.”
Ludwig’s unemployment report tracks the “functionally unemployed,” defined as the jobless, plus those seeking but unable to secure full-time employment paying above the poverty line after adjusting for inflation. Functional unemployment increased for all major demographics:
- Black workers experienced the largest increase of 3.4 percentage points, from 24.8% to 28.2%.
- Hispanic workers increased 2.4 percentage points, from 23.5% to 25.9%;
- White workers increased 0.75 percentage points, from 21.8% to 22.5%;
- Male workers jumped 1.9 percentage points (17.2% to 19.1%), and for
- Female workers, it increased 0.4 percentage points, from 28.1% to 28.5%.
Stork’s Nest Community Conversations
Zeta Phi Beta Sorority, Incorporated, Alpha Pi Zeta Chapter launches its Stork’s Nest Community Conversations program, with its first event on Feb. 18 at St. Philip’s College from 10 am to noon.
Stork’s Nest Community Conversations will bring expectant mothers, their support groups, health and medical care experts, advocates, and government leaders together. Its purpose is to educate and engage on pregnancy and women’s health topics.
March of Dimes 2022 Report Card depicts the need for collaborative work and innovative ideas to improve Texas preterm births. Texas’ preterm birth rate is 11.4% (D-). Bexar County and San Antonio’s preterm birth rates are 12.0% (F). The preterm birth rate among Black women in Texas is 41% – higher than among other women.
The Alpha Pi Zeta Chapter will host four Community Conversations throughout the year. On May 20, the topic is Learn How Legislation Affects You: Meet the Medical and Government Experts. On Aug. 19, the topic is Postpartum Education: What to Expect When You and Your Baby Come Home. And on Nov. 18, there will be a health fair, and a conversation on You are in Control: Health and Finances.
The sorority’s Stork’s Nest 3.0 e-Learning Course also educates pregnant women to help improve birth outcomes and develop healthy lifestyles. Since 2021, the Stork’s Nest 3.0 e-Learning Course has enrolled 108 clients and has averaged an 86% graduation rate. The sorority partners with the Alpha Pi Zeta Foundation, the March of Dimes, the City of San Antonio Metropolitan Health District, African American Health Disparities Council.
The Feb. 18 Stork’s Nest Community Conversations will be in the Turbon Student Center on the 2nd floor of St. Philip’s (1801 Martin Luther King Drive). To learn more about future Community Conversations, just put Stork’s Nest Community Conversations in the search bar of Eventbrite.
History Behind Black History Month
In 1925, the prominent scholar, Dr. Carter G. Woodson, announced that the second week in February 1926 would be declared Negro History Week. He picked that month because it paired up with the month of Abraham Lincoln and Frederick Douglass’s birthdays. It was a bold move at that time to recognize the accomplishments of the Negro.
Dr. Woodson, the second Black American to receive a Ph.D. from Harvard University in 1915, in coordination with Jesse Morland, a prominent Black minister and community leader in Washington, D.C., founded the Association for the Study of Negro Life and History. The organization’s primary purpose was to research and promote achievements by Blacks in America and Africans on the African continent. The organization’s findings were published in the Journal of Negro History. These studies served as a counter to the negative white portrayal of Blacks, and with the release of the movie Birth of a Nation, which had an official showing at Woodrow Wilson’s White House in 1915.
Dr. Woodson’s basic premise for his research was that no other race should control the education of another race’s children, which was especially true in the United States. He constantly pointed out the negative images that Black children received in their education. He wrote, “to handicap a student by teaching him that his black face is a curse and that the struggle to change is hopeless is the worst sort of lynching.” As he observed this continued debasement of his race, the children’s exposure to what he considered psychological abuse was why he introduced Black History Week.
In defense of Black History Week, he wrote, “If a race has no history, it has no worthwhile tradition. It becomes a negligible factor in the world’s thought, and it stands in danger of being exterminated.”
The response was overwhelmingly positive, and the years that followed witnessed the celebration’s growth all over the country. Negro history clubs became popular, and teachers began to teach the importance of Black heroes and their accomplishments, specifically during that week.
In February 1969, at the height of the Black is Beautiful movement, Black students at Kent State University insisted that the week should be stretched to the entire month. The following year those students did extend it from one week to two months. Other entities began celebrating not two months but the whole month of February. Finally, in 1976, President Gerald Ford endorsed February as the official Black History Month, and it has now become a time to celebrate and acknowledge the accomplishments of the Black race in America.
This year’s theme for Black History Month is “Black Resistance in the Past, Present, and Future.” It explores how Black Americans have resisted historic and ongoing oppression in all forms, especially the racial terrorism of lynching, racial programs, and police killings since the inception of this country, according to the Association for the Study of Negro (now African American) Life and History or ASALH.
ASALH adds, “how you can take part in the observance is to educate yourself on the Black experience in history, with an emphasis on Black American resistance to oppression.”
What Are Online Casinos
What Are Online Casinos?
Online casinos are web-based platforms which allow users to play games against real dealers or against other players. They are available from anywhere and at any time. To participate, players need a computer and a stable internet connection. Some casinos accept Visa and Mastercard credit cards, while others offer alternative payment methods such as Skrill and Paypal.
Players can also choose between online casinos that run through a web browser or those that offer apps. While web-based casinos have the advantage of being http://community.gtarcade.com/thread/forum.php?mod=viewthread&tid=1363179 accessible from any device, apps are more convenient and easier to navigate. The graphics on apps are generally faster, and the design is more user-friendly. However, the security of an app can vary.
When playing on an app, players have the option of choosing from a variety of "instant" games. These are similar to online slot machines. Each game typically includes a graphical representation of the real casino game and a variety of wager options. There are usually a few poker variants and limited versions of roulette.
If a player is interested in playing on an online casino, it is important to research the legitimacy of the site. Some sites are unlicensed, which can result in players losing their money. Other casinos block players talleta 1 from certain countries or regions with strict gambling laws. It is also important to ensure the security of your personal information. Check for a website’s license and privacy policies before playing.
Many online casinos will offer players a welcome bonus. This can be in the form of a deposit match, free spins, or a combination of the two. Most bonuses require players to make a specified amount of bets before being eligible to withdraw their funds. In addition, some casinos offer a self-exclusion period to help protect players from addictions.
Online casinos are easy to use and offer a wide variety of casino games. There are several types of slots, as well as blackjack, baccarat, roulette, and poker. Roulette can be played against the casino, or against other players. A player can also set a loss-limit to limit the amount of money they lose.
As with any online service, the safety of the user’s information is a major consideration. Online casinos use encryption technology to protect personal data. They are also regulated by regulatory boards, which regularly test their gaming software. All online casinos must adhere to high quality standards and have licensing to operate in their particular country.
Most reputable online casinos will have a variety of payment methods to choose from. Credit and debit cards are the most popular, but there are also alternatives such as prepaid vouchers and e-wallets. Payment options should be clearly listed on the casino’s website.
One of the advantages of using a website rather than an app is that the online casino does not have to install anything on the user’s device. However, if the online casino does not offer an app, it is advisable to download one from a reputable app store.
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