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Ready to Build or Buy a House?

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By Lisa Harrison Rivas

So, you have a pre-approval letter from your lender and you’re ready to go house hunting.

Now, you must decide if you want to buy an existing home or have a house built.  If you choose to build, will it be a tract home from one of the well-known builders or will you choose a custom home?

A custom home is built to the specifications of the buyer, while tract homes feature similar styles and floor plans. Tract homes are what you see in most subdivisions.

As a Realtor, I can help guide you through the process for buying any of these types of homes.

But if you are considering a custom home, you’ll need land and design plans. Your lender can provide information about home construction loans.

The San Antonio area has numerous custom home builders including Abraham Solis, chief of operations for Future Tech Custom Homes. Solis says his firm can offer construction loans at 4 percent interest and provide help with design plans.

“We have three designers that you can work with each with different price ranges from low to high,” he said. Future Tech Custom Homes start at $250,000.

Solis now runs the business that began with his father’s framing business 30 years ago. He and I recently talked about some basics of custom home building.

Q: What surprises people most about the process?

A: I think for us it was the timing. People were surprised at how fast we were.  And surprised with how we work with them and how everybody treated them.

Q: How long does it take?

A: For a big home, a million-dollar home, it generally takes about eight months.

Q: How does the process work?

A: I have a little system before we even start. When we get the initial commitment contract signed, they put down a deposit and from there, I give them a checklist. They have to go and get all the materials for the flooring, everything, you name it. So, before we even begin anything, they already start doing that checklist. So right before I break ground, on day one, I’m already ordering floors, countertops things like that.

Q: Do you help clients order the materials?

A: We have vendors that we have been working with, so we can send them to our vendors. If they have vendors, that’s fine too.

Q: Where do you build?

A: We mainly build in the north area. We’ll go as far as Austin.

Q: How would you describe Future Tech Custom Homes’ style?

A: It’s Hill Country meets modern contemporary. You still have your metal roofs, the colors outside are the light beiges and on the inside, it has a Spanish feel.

Q:  Why is Tech part of the name?

A: The smart homes. There’s a crew that we work with, they fully automated one of our homes. Apple watches can be used to turn on lights and appliances.  People really like that.

Q:  How much would that technology cost?

A: A good setup would cost about $10,000 or $15,000 for a fully-automated home.

Q: Do most people want one or two stories?

A: One story. People just don’t like to go up the stairs. Another thing that I also heard is that they like to do away with dining rooms as well. They want a nook, that’s it.  An open floor plan and a little nook on the side.

Q: Any unusual requests?

A: One couple had a foyer with a dome ceiling and the woman wanted gold flakes up there. They ended up going with this copper type paint.  It shined, it looked beautiful.

Q: Why would someone have a custom home built?

A:  I’ll say it the way my dad would say it. In a custom home, you get what you want. Everything is pretty much beefed up on a custom home. You’ll get your bang for your buck.


Lisa Harrison Rivas is a Realtor with Berkshire Hathaway HomeServices, Don Johnson Realtors. 
If you are planning to buy or sell, feel free to contact her at 210-380-9006 or lhrivas@realsa.com

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As “Shop Black Week” 2020 is Primed to Make History, TikTok, Shopify, Amazon and Walmart Are Now Jumping on the Bandwagon

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ATLANTA, Nov. 5, 2020 /PRNewswire/ — “Shop Black Week” began years ago as a meeting of the minds that included determined Black business owners and community organizers as a campaign to promote Black economic empowerment that soon escalated and became a world-wide movement. The idea of Shop Black Week (SBW) was to encourage consumers to simply add “shopping with a Black-owned business” to their to-do-list. The Official Shop Black Week 2020 campaign has over 200 organizations involved, which represents over 1.5 million members, subscribers and followers who will share and hashtag #shopblackweek to encourage mass participation. The SBW campaign simply asks every American to make at least one purchase from a Black-owned business from November 20-27th and into the holiday season.

Systemic economic disparities are not new; however, the COVID-19 pandemic brought this to the forefront. Recently, an overwhelming amount of attention has been placed on the disparities and injustices within the Black community. Because the SBW organizers are Black business owners themselves, they were more than aware of these disparities and even more than aware that nothing short of a major movement would be necessary to address this issue knowing that many small businesses suffered and had to shut down.

As Black business-owners, the SBW campaign began as a S.O.S. (Save Our-Selves) call to action. However, it seems that others want in on the Black movement because it is in fashion these days. Recently, TikTok, Wal-Mart, Amazon and Shopify (all non-Black owned entities) have launched Black initiatives, and specifically TikTok has termed their “new initiative,” unbelievably, “Shop Black Week” too. According to the organizers of the Official Shop Black Week, in an attempt to preempt the Official Shop Black Week campaign, the corporate giant has created a new start date, one week before the official grassroots campaign launches. “Google ‘shop black week,’ to see hundreds of results displayed; visit the website to see all of our participating organizations and partners. As the true Official ‘Shop Black Week,’ we are concerned that these large corporate giants have not responded to our request for partnership, but instead, they are attempting seemingly to capitalize off Black consumers and business owners,” said Carla Tillman, PhD, Shop Black Week’s National Director.

The copycat shop-black-week promoters indicated that they have hand-picked and pre-selected some Black-owned vendors to feature. “That’s great!” says Sharon S. Gordon, media partner of SBW, “however, organizers of the Official Shop Black Week campaign welcome all types of Black-owned businesses who would be able to keep 100% of the proceeds from their products and services.” A qualified business simply has to register and pass the vetting process by signing up at shopblackweek.org. Organizers of the Official SBW forecast an average of 30,000 daily website visitors who will be searching to find quality Black-owned businesses to support.

Everyone making a purchase from a Black-owned business during Shop Black Week November 20-27th should hashtag #shopblackweek and let everyone know about any purchases including business names, locations, dates and photos.

Press Contact, Latoya Meshell, (833) 991-0911 or 258334@email4pr.com

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Greenwood Closes $3 million Seed Round To Build Online Banking Solution for Blacks and Latinx

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Venture founded by Ambassador Andrew Young, Michael ‘Killer Mike’ Render and Ryan Glover

NEWS PROVIDED BYGreenwood Financial 

Michael Render, better known as “Killer Mike,” rapper turned activist, and Ambassador Andrew J. Young, civil rights legend and former U.S. Ambassador to the United Nations, and Former Mayor of Atlanta, and Ryan Glover, Greenwood Chairman and founder of Bounce TV network are all founders of Greenwood, the first digital banking platform for Black and Latinx people and business owners. They have secured $3 million in seed money from investors

Greenwood’s initial products are savings and spending accounts that come with a stunningly designed black metal debit card for customers who sign up by the end of the year. Advanced features like Apple, Samsung, and Android pay, virtual debit cards, peer-to-peer transfers, mobile check deposits, and free ATM usage in over 30,000 locations are offered with no hidden fees. Customers who invite their friends to open accounts receive cash awards as a thank you from Greenwood. All deposits are FDIC insured by a partner bank.

Additionally, Greenwood plans to work with brick and mortar minority-owned banks to provide deposits to help strengthen historically black banks.

“The work that we did in the civil rights movement wasn’t just about being able to sit at the counter. It was also about being able to own the restaurant,” said Ambassador Andrew Young. “We have the skills, talent and energy to compete anywhere in the world, but to grow the economy, it has to be based on the spirit of the universe and not the greed of the universe. Killer Mike, Ryan and I are launching Greenwood to continue this work of empowering black and brown people to have economic opportunity.”

A mere five days after the October 8 announcement of the company, Greenwood has received more than 100,000 sign-ups to the waiting list for Greenwood’s digital banking platform at www.bankgreenwood.com. This pace illustrates the demand for a modern solution for minority banking and makes Greenwood one of the most successful launches in the history of the financial services industry.

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Facebook Rolls Out #BuyBlack Friday

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(photo) La’Asia Johnson, Founder of Elle Jae Essentials

With the holiday season fast approaching and the harsh realities of COVID -19 still lingering in the world, Facebook wants to do its part to further support Black-owned businesses. Facebook recently announced its #BuyBlack Friday campaign with the hope of celebrating and supporting black-owned businesses and their communities which have been extremely impacted by the pandemic. 

It is well known that Black-owned businesses are closing at double to triple the rate of other small businesses. Facebook will be working closely with the US Black Chambers and encouraging people to #Buy Black over the holidays. Staring October 30th Facebook will be introducing features in the Facebook app. They’ll also be hosting a range of events and resources within Facebook’s Lift Black Voices Hub, and airing the #BuyBlack Friday Show that will air live every Friday from October 20 – November 27 featuring Black businesses, musical artists and entertainers, writers, etc.

Consumers and Facebook users can visit https://about.fb.com/news/2020/10/buy-black-friday/ for more information.

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