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Single Women Outpacing Men in Home Buying

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According to a report from the National Association of Realtors (NAR), 17 percent of all homebuyers last year were single women.

That’s double the number of single men scooping up homes, despite earning more than women. It’s also part of a larger trend of Millennials coming of age to buy homes. According to the 2017 Chase Slate Credit Outlook, 33% of Millennials plan to buy a home in the next four to five years.

The study also found that Millennials are very proactive about the home buying process. They check their credit scores regularly and 79% say that their credit score was a big factor in the type of home they could buy.

For solo buyers, scoring a mortgage at a favorable rate can be tricky, but there are some fundamental steps that can make navigating the home buying process easier. If you’re a prospective homebuyer, be sure to take the time to collect all the documents you’ll need to get approved, including the last two to three years of tax returns and recent pay stubs. If you’re self-employed, you’ll need to double down on paperwork. Another useful bargaining chip, is to have at least 15 percent of the down payment ready to go. This makes you more likely to get a good interest rate on your mortgage.

To read the full story, go here

To learn more home buying tips, go here.

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An Epic Journey

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TWO ST. PHILIP’S COLLEGE FACULTY MEMBERS MAKE HISTORY AS TEXAS’ FIRST ALUMNI OF THE EDUCATION PARTNERSHIP FOR INTERNATIONALIZING CURRICULUM FELLOWS PROGRAM AT STANFORD UNIVERSITY

SAN ANTONIO ––-About 400 St. Philip’s College students and dozens of colleagues of SPC social and behavioral science faculty members Andrew Hill and Irene Young made history together in the multidisciplinary field of global and international studies this year.

Young and Hill have been giving back since August of last year as uniquely focused members of the Education Partnership for Internationalizing Curriculum (EPIC) Fellows Program for the 2018-19 academic year at Stanford University. 

SPC’s Young and Hill were both included when the selective, competitive 10-Fellow program with a global focus expanded beyond California for the first time in 2018. Now they are alumni of Stanford’s premiere program for bringing together and supporting faculty members committed to developing global and international studies.

And the benefit of globalism awareness is being shared more effectively with hundreds of students and dozens of colleagues in Texas. St. Philip’s College and San Jose City College were each represented with two Fellows in the 2018 cohort at Stanford. Mission College, De Anza College, College of Marin, Mission College, Grossmont College and Pasadena City College were each represented with one Fellow in the unique 2018 cohort. 

Hill and Young each have years of separate outstanding track records for inspiring colleagues while teaching philosophy and psychology in ways that inspire global thought to about 400 of the 13,000 students enrolled each year at 121-year-old St. Philip’s College. They began their fellowship year by processing their respective fellowship offers. The duo formally ended their timeline of weekly real-time phone meetings with Fellows at Stanford after giving separate presentations during the university’s 2019 EPIC Symposium held in May at Stanford. In between time and going forward as EPIC alumni, Hill and Young have been strategically enriching the abilities of both students and colleagues beyond the college through two diverse, synergistic focuses on globalization.

In a dual-purpose approach, Young and Hill studied and completed projects focused on what it means to internationalize and promote global competencies among both students and faculty at St. Philip’s College. They studied organizational behavior. They read strategically on international and cross-cultural education and how they can use both to help online and physical students. As they continued to network with members of the 2018 cohort of Fellows, Hill and Young were infusing their students in the classroom—and their faculty colleagues in professional development events in Texas—with sustainable new approaches to thinking globally.

In California, both of the efforts of the first Fellows in Texas were best-practice topics on the challenges and opportunities of developing the global studies culture with research-based innovative plans and strategies during the 2019 EPIC Symposium. Young and Hill were also members of two separate EPIC Fellow Project Panels held concurrently at the start of that symposium.

“Mr. Hill and I previously worked together worked on a St. Philip’s College and Alamo Colleges District study abroad program for Northern Ireland, and also in bringing Fulbright Scholars from that region to our college,” Hill said. “I have worked as a family life specialist for the Air Force… in Turkey, Belgium, Israel… it was an eye and mind opening experience. I wanted our students to have that same opportunity—but in a different way—and EPIC has become one of the ways,” Young explained.

Young’s previous academic experience also includes teaching students in the European and Mediterranean divisions of four-year colleges. In her current capacity within a department that annually builds the knowledge of 3,500 social sciences students, Young’s annual regular course load at the HBCU is anywhere from 170-200 students. She felt that sharing one of her impactful personal globalization experience stories with the Fellow selection team was one factor in her co-making history along with Hill.

“I met a family being forced off their land while I was serving in Turkey. One of the women in the family… she literally tried to give me a nine-month-old child of the family. From there, I knew she saw the world in a different way than I did,” said Young.

“Working within the Global Studies Division at Stanford… we were looking at how we can better incorporate global studies curriculums at community colleges that teach the majority of college students in this nation. In my recent social psychology course at my community college, my students were looking at how issues could be addressed from a global perspective. To make our world a better world. To think beyond the state level to the issues that are worldwide issues,” said Young. “I’ve also done study abroad as a faculty member, and I’m sharing that there are proposals available from EPIC to encourage community college students from Texas to study in Europe in extension with Stanford. The aspiration is for our students at St. Philip’s College to apply to visit the Stanford campus in Florence,” said Young.

“On our EPIC journey this year, we wanted to inspire our students to want to be in the room when a Fulbright Scholar arrives at St. Philip’s College, to visit that Stanford campus in Florence, to enroll in our classes… We’re helping our students to appreciate the perspectives and worldview of others, arousing their curiosity to make a difference when many of them have not had opportunities to travel and learn about other places,” said Young, adding, “World peace begins with learning about and understanding one another.”

To join the conversation on education through globalization at St. Philip’s College, contact Hill at ahill76@alamo.edu and Young at iyoung@alamo.edu. (Archival Images: Courtesy SPC and Courtesy Stanford-Michael Breger)

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Paid Sick Leave

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SAN ANTONIO, TX – (June 21, 2019) The Paid Sick Leave Ordinance will take effect on August 1, 2019. Paid sick leave is a new law in San Antonio that requires most employees in San Antonio be given time off needed to be absent from work because the employee or the employee’s family member experiences illness, injury, stalking, domestic abuse, sexual assault or otherwise requires medical or health care, including preventive care and mental healthcare.  

The San Antonio Metropolitan Health District (Metro Health), will be hosting six free information sessions in different areas of the City of San Antonio which will allow employers and employees to learn more about the paid sick leave ordinance. “Metro Health is available to help employers and employees learn about the new Paid Sick Leave Ordinance.  Our goal is to provide education, technical assistance and tools that businesses can use to successfully implement the Ordinance by August 1, 2019,” said Jennifer Herriott, Interim Director of Metro Health. 

To attend one of the free Paid Sick Leave Information Sessions please register at: https://paidsickleavesa.eventbrite.com . Spanish translators will be available at every session.  More information on the Paid Sick Leave Ordinance can be found at www.sanantonio.gov/health/paid-sick-leave and questions can be submitted to paidsickleave@sanantonio.gov, or by calling 311.  

DATESESSION TIMELOCATIONS
Thursday, June 2711:30 AM – 1:00 PMStinson Airport
8535 Mission Rd.
Monday, July 15:00 PM – 6:30 PMUrban Ecology Center8400 NW Military Hwy 
Tuesday, July 29:30 AM – 11:00 AMCentral Library
600 Soledad St.
Wednesday, July 109:30 AM – 11:00 AMPre-K 4 SA East Campus
5230 Eisenhauer Rd. 
Thursday, July 185:30 PM – 7:00 PMCentral Library
600 Soledad
Monday, July 222:00 PM – 3:30 PMSan Antonio Food Bank 
5200 Enrique M. Barrera Pkwy.

For more information please contact Program Manager, Francisco Campos at:  Francisco.Campos2@sanantonio.gov or 210-207-8737.

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Fine Free Program

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San Antonio Public Library Pilots Fine Free Program

Items classified “juvenile” or “young adult” qualify for fine free checkouts

SAN ANTONIO (June 13, 2019) – In an effort to make Library materials more accessible to children and teens, the San Antonio Public Library, will not be charging overdue fines for books and materials classified as “juvenile or “young adult” during a pilot program.  The pilot program, which launched softly on June 3, will extend through spring 2020 at which time it will be evaluated based on community feedback. 

The Library’s FAQ explains more details about the program (guides.mysapl.org/Fine-FreePilotProgram): 

  • The program applies to items classified as “juvenile” or “young adult” returned on or after June 3, 2019.
  • “Juvenile” or “young adult” items returned on or after June 3, 2019 will not be assessed fines regardless of when they were checked out.
  • Lost or damaged items will still be assessed fees.

“The San Antonio Public Library is piloting a program to alleviate the burden families face when it comes to Library fines,” says Ramiro S. Salazar, Library Director. “The Library’s top priority is to mitigate unintended barriers to access and make our services and materials more available to everyone. We recognize that fines can serve as a barrier preventing some families – especially those who do not have disposable income to pay the fines – from returning to the Library because of fines that accrue. We believe that Library fines on juvenile and teen materials disproportionately affect people living in poverty.”

The Library selected the summer months to launch the program, a time when more children and teens are using the Library during the Mayor’s Summer Reading Club and Summer Reading Program. Maintaining reading levels throughout the summer is crucial for children and teens as they prepare for the next school year. 

View the Library’s juvenile and young adult collection of books, DVDs, and more by visiting mysapl.org.

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